.page-gold-loan .sticky-mobile,
.page-gold-loan-eligibility .sticky-mobile,
.page-gold-loan-apply .sticky-mobile,
.page-gold-loan-documents .sticky-mobile,
.page-gold-loan-faq .sticky-mobile,
.page-gold-loan-track .sticky-mobile,
.page-gold-loan-success .sticky-mobile,
.page-gold-loan-manage .sticky-mobile { display: flex; }

.gl-subnav {
  position: sticky;
  top: var(--header);
  z-index: 22;
  background: var(--cream);
  border-block: 1px solid var(--line);
}
.gl-subnav-row {
  display: flex;
  gap: 1.1rem;
  overflow-x: auto;
  padding: 0.8rem 0;
  scrollbar-width: thin;
}
.gl-subnav a {
  flex: 0 0 auto;
  font-size: 0.9rem;
  color: var(--text);
  border-bottom: 1px solid transparent;
  padding-bottom: 0.2rem;
}
.gl-subnav a.is-active,
.gl-subnav a:hover { color: var(--gold-deep); border-bottom-color: var(--gold); }

.gl-hero {
  position: relative;
  padding: 3.2rem 0 3.6rem;
  overflow: hidden;
}
.gl-hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center 28%;
}
.gl-hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(250, 247, 240, 0.95) 0%, rgba(250, 247, 240, 0.82) 46%, rgba(250, 247, 240, 0.38) 100%),
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180' viewBox='0 0 180 180'%3E%3Cpath fill='none' stroke='%23C58A00' stroke-width='0.7' d='M90 14c14 22 36 36 60 42-24 6-46 20-60 42-14-22-36-36-60-42 24-6 46-20 60-42z'/%3E%3C/svg%3E");
}
.gl-hero-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 2.4rem; align-items: center; }
.gl-hero h1 { font-size: clamp(2.2rem, 5vw, 4rem); max-width: 14ch; }
.gl-hero-visual {
  border: 1px solid var(--gold);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow);
  background: var(--brown);
}
.gl-hero-visual img { width: 100%; height: 100%; object-fit: cover; min-height: 320px; }
.gl-disclaimer {
  margin-top: 1.1rem;
  padding: 0.75rem 0.9rem;
  border-left: 3px solid var(--gold);
  background: rgba(243, 235, 221, 0.8);
  color: var(--muted);
  font-size: 0.86rem;
}

.gl-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.1rem; }
.gl-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.35rem 1.25rem 1.45rem;
  box-shadow: 0 10px 28px rgba(42, 26, 18, 0.04);
}
.gl-card .icon {
  width: 28px;
  height: 28px;
  color: var(--gold-deep);
  margin-bottom: 0.8rem;
}
.gl-card h3 { font-size: 1.2rem; }
.gl-card p { color: var(--muted); margin: 0; }

.gl-steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0.8rem; position: relative; }
.gl-steps::before {
  content: "";
  position: absolute;
  top: 22px;
  left: 8%;
  right: 8%;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}
.gl-step {
  position: relative;
  text-align: center;
  padding: 0 0.3rem 0.4rem;
}
.gl-step span {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin: 0 auto 0.7rem;
  border-radius: 50%;
  background: var(--brown);
  color: var(--gold-bright);
  font-family: var(--serif);
  border: 1px solid var(--gold);
}
.gl-step strong { display: block; font-size: 0.95rem; }
.gl-step p { font-size: 0.82rem; color: var(--muted); margin: 0.35rem 0 0; }

.gl-calc-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 1.2rem; align-items: start; }
.gl-form { display: grid; gap: 0.9rem; }
.gl-form label { display: grid; gap: 0.35rem; font-size: 0.86rem; color: var(--muted); }
.gl-form input, .gl-form select, .gl-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  background: var(--ivory);
  border-radius: 12px;
  padding: 0.78rem 0.9rem;
}
.gl-form input:focus, .gl-form select:focus, .gl-form textarea:focus {
  outline: 2px solid rgba(212, 160, 23, 0.35);
  border-color: var(--gold);
}
.gl-result dl { display: grid; gap: 0.85rem; margin: 1rem 0; }
.gl-result dt { font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold-muted); }
.gl-result dd { margin: 0.15rem 0 0; font-family: var(--serif); font-size: 1.45rem; }
.gl-interest { margin-top: 3rem; }
.gl-rates { margin-top: 2.2rem; padding: 1.2rem 1.3rem; border: 1px solid var(--line); border-radius: var(--radius); background: var(--cream); }
.gl-rate-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.8rem; }
.gl-rate-row article { background: var(--white); border-radius: 12px; padding: 0.8rem; border: 1px solid var(--line); }
.gl-rate-row span { display: block; font-family: var(--serif); font-size: 1.15rem; margin-top: 0.2rem; }
.gl-rate-empty { color: var(--muted); margin: 0; }

.gl-products { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.1rem; }
.gl-product .meta { display: grid; gap: 0.35rem; margin: 0.9rem 0 1.1rem; color: var(--muted); font-size: 0.9rem; }
.gl-elig { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.gl-gold-types { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.gl-docs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.gl-trust { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.gl-manage { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; align-items: center; }
.gl-manage-list { display: grid; gap: 0.55rem; }
.gl-manage-list li { display: flex; gap: 0.55rem; align-items: center; color: var(--muted); }
.gl-banner {
  background: var(--brown);
  color: var(--ivory);
  border-radius: 24px;
  padding: 2.4rem 2rem;
  text-align: center;
}
.gl-banner .lede { margin-inline: auto; }

.gl-wizard { max-width: 820px; margin: 0 auto; }
.gl-progress { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0.4rem; margin-bottom: 1.6rem; }
.gl-progress li {
  text-align: center;
  font-size: 0.75rem;
  color: var(--muted);
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--line);
}
.gl-progress li.is-active { color: var(--brown); border-bottom-color: var(--gold); font-weight: 600; }
.gl-progress li.is-done { color: var(--gold-deep); border-bottom-color: var(--gold-deep); }
.gl-step-panel[hidden] { display: none; }
.gl-review dl { display: grid; grid-template-columns: 160px 1fr; gap: 0.45rem 1rem; }
.gl-review dt { color: var(--gold-muted); font-size: 0.82rem; }
.gl-review dd { margin: 0; }
.gl-check { display: flex; gap: 0.6rem; align-items: flex-start; font-size: 0.92rem; }

.gl-otp { display: grid; gap: 0.8rem; }
.gl-otp-inputs { display: flex; gap: 0.45rem; }
.gl-otp-inputs input {
  width: 46px;
  height: 52px;
  text-align: center;
  font-size: 1.2rem;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--ivory);
}
.gl-status { color: var(--gold-deep); min-height: 1.3em; }
.gl-status.is-error { color: #8a3b2a; }
.gl-status.is-ok { color: #2f6b3a; }

.gl-track-line { display: grid; gap: 0.9rem; margin-top: 1.4rem; }
.gl-track-line li {
  display: grid;
  grid-template-columns: 18px 1fr;
  gap: 0.8rem;
  align-items: start;
  color: var(--muted);
}
.gl-track-line i {
  width: 14px;
  height: 14px;
  margin-top: 0.3rem;
  border-radius: 50%;
  border: 2px solid var(--line);
  display: block;
}
.gl-track-line li.is-done { color: var(--text); }
.gl-track-line li.is-done i { background: var(--gold); border-color: var(--gold-deep); }
.gl-track-line li.is-current i { border-color: var(--gold-deep); box-shadow: 0 0 0 4px var(--gold-soft); }

.gl-dash-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.gl-empty { color: var(--muted); padding: 1rem 0; }

.gl-modal {
  position: fixed;
  inset: 0;
  z-index: 70;
  display: grid;
  place-items: end center;
}
.gl-modal[hidden] { display: none; }
.gl-modal-backdrop { position: absolute; inset: 0; background: rgba(42, 26, 18, 0.46); }
.gl-modal-panel {
  position: relative;
  width: min(560px, 100%);
  max-height: min(92vh, 820px);
  overflow: auto;
  background: var(--ivory);
  border-radius: 24px 24px 0 0;
  padding: 1.6rem 1.4rem 1.8rem;
  border: 1px solid var(--gold);
}
.gl-modal-x { position: absolute; right: 0.8rem; top: 0.8rem; }
.gl-modal-panel .gl-form, .gl-modal-panel form { display: grid; gap: 0.8rem; }
.gl-modal-panel label { display: grid; gap: 0.3rem; font-size: 0.86rem; color: var(--muted); }
.gl-modal-panel input, .gl-modal-panel select {
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 12px;
  padding: 0.75rem 0.85rem;
}

body.gl-lock { overflow: hidden; }

@media (min-width: 900px) {
  .gl-modal { place-items: center; }
  .gl-modal-panel { border-radius: 24px; }
}

@media (max-width: 1100px) {
  .gl-hero-inner, .gl-calc-grid, .gl-manage, .gl-products, .gl-elig, .gl-gold-types, .gl-docs, .gl-trust, .gl-dash-grid { grid-template-columns: 1fr 1fr; }
  .gl-cards { grid-template-columns: 1fr 1fr; }
  .gl-steps { grid-template-columns: 1fr; }
  .gl-steps::before { display: none; }
  .gl-step { display: grid; grid-template-columns: 44px 1fr; gap: 0.8rem; text-align: left; align-items: start; }
  .gl-step span { margin: 0; }
}

@media (max-width: 768px) {
  .gl-hero-inner, .gl-calc-grid, .gl-manage, .gl-products, .gl-elig, .gl-gold-types, .gl-docs, .gl-trust, .gl-dash-grid, .gl-rate-row, .gl-cards { grid-template-columns: 1fr; }
  .gl-progress { grid-template-columns: repeat(5, minmax(48px, 1fr)); font-size: 0.68rem; }
  .gl-review dl { grid-template-columns: 1fr; }
  .gl-hero { padding-top: 1.6rem; }
  .page-gold-loan .footer-bottom,
  .page-gold-loan-eligibility .footer-bottom,
  .page-gold-loan-apply .footer-bottom,
  .page-gold-loan-documents .footer-bottom,
  .page-gold-loan-faq .footer-bottom,
  .page-gold-loan-track .footer-bottom { padding-bottom: 5.5rem; }
}

.login-gate {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.1rem;
  margin: 1.6rem 0 0;
}
.login-gate-4 {
  grid-template-columns: repeat(2, 1fr);
}
.login-gate-card {
  display: block;
  color: inherit;
  transition: transform 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
}
.login-gate-card:hover {
  transform: translateY(-2px);
  border-color: var(--gold);
  box-shadow: 0 16px 36px rgba(42, 26, 18, 0.08);
}
.login-gate-card h2 { font-size: 1.45rem; margin-bottom: 0.45rem; }
.login-gate-card p { margin-bottom: 1rem; }
.login-gate-card .text-link { margin-top: 0.2rem; }

@media (max-width: 768px) {
  .login-gate { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  .gl-hero-visual img { min-height: 240px; }
}