Simple Application
Submit your details through a simple enquiry and application process.
Gold-backed financing
Unlock the Value of Your Gold
Access a convenient gold-backed financing solution with a transparent and customer-focused process.
Subject to eligibility and applicable terms. Final loan amount is determined after gold valuation and verification. Interest rate and charges depend on the applicable loan product and terms.
Why Shree Jewellers
A considered gold loan experience
Secure Gold Handling
Gold is handled through a controlled verification and documentation process.
Transparent Terms
View applicable interest, charges and repayment terms before proceeding.
Dedicated Support
Get assistance throughout the application process.
Process
How gold loan works
Disbursement is subject to approval, documentation, valuation and applicable terms.
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01
Submit Enquiry
Share basic details so our team can understand your requirement.
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02
Provide Required Documents
Submit identity, address and loan-specific documents as requested.
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03
Gold Evaluation
Eligible gold is assessed for weight, purity and condition.
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04
Eligibility & Loan Assessment
Application, valuation and repayment capacity are reviewed.
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05
Agreement & Disbursement
If approved, terms are confirmed before any disbursement. Disbursement is subject to approval, documentation, valuation and applicable terms.
Indicative estimate
Estimate Your Gold Loan
Use your own estimated gold rate. This calculator does not approve a loan.
Result
Indicative figures only
- Estimated gold value
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- Estimated loan amount
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- Selected tenure
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This is only an indicative estimate. Final valuation, eligibility, LTV, charges, interest rate and approved amount are subject to verification and applicable terms.
Apply for Gold LoanOptional
Interest & repayment estimate
Indicative calculation only. Enter a rate you have been quoted or wish to model. This is not a published product rate.
- Estimated interest
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- Estimated repayment
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- Estimated total payable
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Indicative calculation only.
Loan products
Choose a conversation that fits
Interest rates and charges are shown only as configured product information — not as guarantees.
Gold Loan – General
A general gold-backed facility discussed after valuation and documentation.
View DetailsGold Loan – Business
For applicants seeking gold-backed support linked to business cash flow.
View DetailsGold Loan – Emergency Funding
An enquiry path for urgent funding, still subject to eligibility and assessment.
View DetailsGold Loan – Jeweller Business Support
For jewellery businesses exploring gold-backed working-capital support.
View DetailsEligibility
Who Can Apply?
Eligibility requirements may vary by product and applicable policy.
Age requirement
Applicants should meet the age criteria of the selected product.
Valid identity / documentation
Government identity and address documents as requested during assessment.
Eligible gold assets
Gold jewellery or ornaments that meet the valuation and lending policy.
Required verification
KYC and other verification steps applicable to the facility.
Repayment assessment
Repayment capacity may be reviewed as part of the applicable policy.
Valuation
What Gold Can Be Considered?
Items accepted are subject to the applicable valuation and lending policy.
Gold Jewellery
Hallmarked or assessable gold jewellery may be considered after evaluation.
Gold Ornaments
Traditional ornaments may be considered if they meet purity and condition checks.
Eligible Gold Articles
Other gold articles only if permitted under the current lending policy.
Documentation
Documents You May Need
Additional documents may be requested depending on the application.
Identity Proof
A valid government photo identity document.
Address Proof
A current address document as requested.
PAN / Applicable Tax ID
PAN or other tax identification if required for the facility.
Bank Account Details
Account details for any disbursement, if approved.
Photograph
A recent photograph if requested during KYC.
Loan-specific Documents
Any additional papers linked to the selected product.
Existing customers
Manage Your Gold Loan
View loan details, repayment options and documents after a secure sign-in. Figures appear only when your account has records.
Login to Manage Loan- View Loan
- Repayment
- Outstanding Amount
- Payment History
- Download Receipt
- Download Statement
- Request Support
Assurance
Your Trust Matters
Secure Documentation
Application records are stored with access controls.
Controlled Gold Handling
Evaluation and custody follow a documented process.
Transparent Communication
Terms are explained before you choose to proceed.
Secure Customer Data
Personal details are used only to process your request.
Verified Process
Each stage is recorded for review and follow-up.
Dedicated Support
A team member remains available through the enquiry.
Guidance
Gold loan questions
A gold loan is a facility discussed against eligible gold assets. Approval, amount and terms are not guaranteed and depend on valuation, documentation and applicable policy.
Eligible gold is assessed for weight, purity and condition. The resulting value is explained before you decide whether to proceed.
Typically identity, address and, where required, tax and bank documents. The exact list is confirmed after your enquiry.
An indicative amount may be estimated from weight, rate and LTV. The sanctioned amount, if any, follows valuation and assessment.
Loan-to-value is the share of assessed gold value that may be considered for a facility. The applicable LTV is set by product policy, not by this website.
Interest depends on the selected product and prevailing terms. Rates are disclosed before agreement and are not published here as a guarantee.
Processing or other charges may apply. These are explained before you accept any facility.
Timelines depend on documentation, valuation and assessment. We share expected next steps after review.
Early repayment, if permitted, follows the product terms shared at agreement.
On closure as per terms, documented gold is released through the stated process.
Delayed repayment may attract charges or other consequences set out in the agreement. Details are provided with the product terms.
You may submit an online enquiry or application. This starts a review and does not mean approval.
Talk to an expert
Request a callback
Share your details and a specialist will contact you. Subject to eligibility and applicable terms.