A gold loan is a facility discussed against eligible gold assets. Approval, amount and terms are not guaranteed and depend on valuation, documentation and applicable policy.
Guidance
Gold loan questions
These answers are maintained from the content studio and do not promise approval or a specific rate.
Eligible gold is assessed for weight, purity and condition. The resulting value is explained before you decide whether to proceed.
Typically identity, address and, where required, tax and bank documents. The exact list is confirmed after your enquiry.
An indicative amount may be estimated from weight, rate and LTV. The sanctioned amount, if any, follows valuation and assessment.
Loan-to-value is the share of assessed gold value that may be considered for a facility. The applicable LTV is set by product policy, not by this website.
Interest depends on the selected product and prevailing terms. Rates are disclosed before agreement and are not published here as a guarantee.
Processing or other charges may apply. These are explained before you accept any facility.
Timelines depend on documentation, valuation and assessment. We share expected next steps after review.
Early repayment, if permitted, follows the product terms shared at agreement.
On closure as per terms, documented gold is released through the stated process.
Delayed repayment may attract charges or other consequences set out in the agreement. Details are provided with the product terms.
You may submit an online enquiry or application. This starts a review and does not mean approval.
Talk to an expert
Request a callback
Share your details and a specialist will contact you. Subject to eligibility and applicable terms.