Eligibility

Who Can Apply?

Eligibility requirements may vary by product and applicable policy.

Subject to eligibility and applicable terms. Final loan amount is determined after gold valuation and verification. Interest rate and charges depend on the applicable loan product and terms.

Age requirement

Applicants should meet the age criteria of the selected product.

Valid identity / documentation

Government identity and address documents as requested during assessment.

Eligible gold assets

Gold jewellery or ornaments that meet the valuation and lending policy.

Required verification

KYC and other verification steps applicable to the facility.

Repayment assessment

Repayment capacity may be reviewed as part of the applicable policy.

Indicative estimate

Estimate Your Gold Loan

Use your own estimated gold rate. This calculator does not approve a loan.

This is only an indicative estimate. Final valuation, eligibility, LTV, charges, interest rate and approved amount are subject to verification and applicable terms.

Result

Indicative figures only

Estimated gold value
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Estimated loan amount
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Selected tenure
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This is only an indicative estimate. Final valuation, eligibility, LTV, charges, interest rate and approved amount are subject to verification and applicable terms.

Apply for Gold Loan

Optional

Interest & repayment estimate

Indicative calculation only. Enter a rate you have been quoted or wish to model. This is not a published product rate.

Indicative calculation only. Actual interest, charges and repayment depend on the sanctioned product.

Estimated interest
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Estimated repayment
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Estimated total payable
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Indicative calculation only.

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